Business, Assets & Machinery lending

need the gear?

we find the finance!

Apply online in about 3 minutes

call and talk it through with us

ABN registered and trading 6+ months. Subject to lender approval and criteria. Terms and conditions apply.

  • Business & equipment finance provided by Active Capital
  • Australian cafe owner using an espresso machine, representing business cashflow finance for small business

Commercial Purpose

business & asset finance across Australia

transport  industry
  • Light, MR & HR Trucks
  • Prime Movers
  • Semi-trailers
  • Specialised Vehicles
  • New/Used/Private Sale

Online & Easy Application ->

light commercials
  • Utes & Vans
  • Trailers
  • Company cars
  • New/Used/Private Sale
  • Full Doc & Lo-doc Loans

No Credit File Hit ->

Earthmoving & Yellow
  • Hi-value Goods
  • Excavators
  • Skid Steers
  • Forklifts
  • Specialised Equipment

Only Takes 3-mins ->

cashflow
  • Term business Loans
  • Line Of Credit facility
  • PayDay Super Gap
  • Debtor Finance
  • Smooth Out Cycles

Get Approved ->

Asset Finance Calculator

Strategic repayments for your next business asset.

$
Your Repayments
$358.92 Weekly
TOTAL REPAYMENTS
$55,991.19
TOTAL INTEREST
$5,991.19
GET AN EXACT QUOTE ON ZINK →

Disclaimer: This calculation is a guide only and does not include lender fees. Quoted repayments are indicative based on information provided.

 Secure Digital Document Upload via ZINK®

ABN Holder | Sole Proprietor | Partnerships | Company | Trusts

How to use Active Capital
Loan Calculator!

Apply Online in Minutes

Select total amount to borrow, the term of the loan. You can lower the cost by adding a deposit.

Interest rate

Your actual rate depends on your business, the asset and the lender. Use a conservative figure for planning.

Balloon Payment

Allows you to reduce your repayments during the loan term by making a one-off lump sum payment due at the end of the loan. Effectively deffering a portion of the loan.

Call us for inquiry : Monday to Friday : 8:30 am – 5 pm

1300 401 843

1300 401 843

EASY & FAST ONLINE APPLICATION

no tax returns – no problem
we excel in lo-doc lending!

Business & equipment finance provided by Active Capital - we make it easy with lower documentation
what we don’t need:

  • Years of personal tax returns

  • Commercial property security

  • Up-to-date printed balance sheets

Business & equipment finance provided by Active Capital - An Australian woman using her phone to start a finance application
what we do need:

  • An active ABN for 6+ months

  • Safe, 6-mth digital bank linkup

  • Basic quarterly BAS reports

SME ELIGIBILITY CHECKER

  • An active ABN for 6+ months
    Your ABN must be registered and trading for at least 6 months.

  • Is your monthly turnover above $10,000?
    Consistent monthly deposits, show that you can comfortably support capital.

  • Are you ready to securely link your banking transactions?
    We securely gather statement readouts in seconds. No PDFs or scanning necessary.

     Secure Digital Document Upload via ZINK®

Fast, Flexible Business & Asset Finance for Australian Business!

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ABN Holder | Sole Proprietor | Partnerships | Company | Trusts

market rates, faster approvals,
no stress

Most banks look for reasons to say ‘No’. We look for the best way to get you a ‘Yes’. By managing the whole process from quote to settlement, we ensure you get the right finance without the headache.

70+ lenders on panel

Your scenario is matched against lender criteria, so you’re not limited to one bank’s policy.

compare, don’t guess 100%

We compare your scenario across multiple lenders, so you see options beyond a single bank’s rate card.

One point of contact, application to settlement 100%

We manage the dealer, the financier, and the settlement paperwork for you.

helping your business practically

why choose active capital

Active Capital is your strategic partner in business & asset finance across Australia. Whether it’s an asset, cashflow, or equipment need, we understand the Australian credit market and move fast, because speed to settlement is what actually matters to your business.

  • Real-time matching across 70+ lenders, not one bank’s rate card

  • Leveraging Ausloans Zink platform to match deals with lenders in real-time.

  • Same-day scenario assessment, settlement-focused from application to funds

Why Aussies Trust Our Network

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Australian Lenders

Servicing Australia Wide

Same-Day Assessment